Tightening the Belt on Take-out
In a previous post, Mindful Money Matters on 1/9/2026, I discussed a variety of ways to reign in expenses in the new year and provided many resources. In that post, I also briefly addressed becoming aware of how much money we are spending on take-out and fast food. We often feed our family in this way when our time is limited. Work schedules and children’s activities tend to dictate a hectic pace. As promised, I am circling back with some suggestions for reducing our reliance on fast food and strategies for having more home-made, quick and easy options for feeding the family. She also rises while it is yet night, And provides food for her household, And a portion for her maidservants. (Proverbs 31:15) In the following verse, the Apostle Paul emphasizes that caring for one’s family, especially in providing necessities, is a basic Christian responsibility. But if anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever. (1 Timothy 5:8) The Bible also dictates that we are responsible managers of God-given blessings. There is desirable treasure, And oil in the dwelling of the wise, But a foolish man squanders it. (Proverbs 21:20) Wise people are good stewards, saving resources like "choice food and oil," while foolish people squander everything on immediate pleasure. The following provides suggestions for being good stewards of our money and still feeding our families well.
Mindful Money Matters
As much as we dislike to think on these matters, now is the best time to set some financial goals. Whether you wish to get out of debt or save for retirement, it is essential to take an intentional approach. Consider your daily behaviors; staying present and mindful, not acting out of habit or lack of impulse control. Your spending behaviors must align with your long term goals. Prioritizing your financial goals will also have the added benefit of peace-of-mind. It is important to create a written spending plan. I have heard it recommended to use the 50-30-20 rule. Spend 50 percent of your income on necessities, 30 percent on wants, and 20 percent on savings and debt reduction. Depending on your income, age, values, and specific goals, you may need to adjust these numbers a little more conservatively. And of utmost importance, be clear on what is a want and what is a true need.